0% EMI PLANS

LuLu Hypermarket offers you simple and beneficial instalment schemes that let you buy whatever you wish to, without worrying about the bill! Shop now and pay later through small monthly instalments. Do make the most of these attractive schemes. Happy shopping!
Participating Banks

Minimum single purchase of AED 1000 or more is eligible for 6 months 0% EPP.

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Minimum single purchase of AED 500 or more is eligible for 12 months 0% EPP.

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0% EPP (Easy Payment Plan) from Dubai First offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To avail 0% EPP all you have to do is follow the steps below:

  • Make a purchase of AED 1000 or more at Any LuLu store or on www.luluwebstore.com using Dubai First Credit Card.
  • Simply call Dubai First at 04-506 8888 within 48 hours to convert purchase to a 3 or 6 month 0% Easy Payment Plan.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Dubai First when your purchase gets converted into the instalment of your desired duration.
0% EPP (Easy Payment Plan) from Emirates Islamic offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To Avail 0% EPP simply follow the instructions below:

  • Make the purchase of AED 500 or more at any LuLu store or on www.luluwebstore.com using your Emirates Islamic bank Credit Card.
  • Simply call 600599995 to convert your purchase to a 3 or 6 months 0% Easy Payment Plan within 3 days after making the purchase.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Emirates Islamic when your purchase gets converted into the instalment of your desired duration.

Minimum single purchase of AED 500 or more is eligible for 6 months 0% EPP.

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Minimum single purchase of AED 1500 or more is eligible for 90 days 0% EPP.

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Here’s how you can apply for the 0% instalment plan from Emirates NBD without paying interest for 6 months when you purchase electronics, jewelry, home appliances, health & beauty and much more.

  • Make the purchase of AED 500 or more at any LuLu store or on www.luluwebstore.com using your Emirates NBD Credit Card.
  • Call Emirates NBD at 600 54 0000, within 48 hours after the transaction to avail 0% EPP & convert your purchase into 6 months easy instalments.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Emirates NBD when your purchase gets converted into the instalment of your desired duration.
First Gulf Bank offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost, with their Shop Now Pay Later 0% Instalment scheme.

To avail the Shop Now Pay Later scheme all you have to do is follow the steps below:

  • Make a purchase of AED 1500 or more using your First Gulf Credit Card at Any LuLu store or on www.luluwebstore.com.
  • Call First Gulf at 600525500 within 48 hours and request to convert the purchase transaction to "Shop Now Pay Later" for 90 days.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by First Gulf when your purchase gets converted into the instalment of your desired duration.

Minimum single purchase of AED 1000 or more is eligible for 6 months 0% EPP.

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Minimum single purchase of AED 1500 or more is eligible for 12 months 0% EPP.

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0% EPP (Easy Payment Plan) from Finance House offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To avail 0% EPP all you have to do is follow the steps below:

  • Make a purchase of AED 1000 or more using your Finance House Credit Card at Any LuLu store or on www.luluwebstore.com.
  • Call Finance House at 8003434 within 48 hours and request to convert the purchase transaction to EPP for 6 months.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Finance House when your purchase gets converted into the instalment of your desired duration.
0% EPP (Easy Payment Plan) From MASHREQ BANK offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To Avail 0% EPP All You Have To Do Is Follow The Steps Below:

  • Make a purchase of AED 1500 or more at any LuLu store or on www.luluwebstore.com using your Mashreq Bank Credit Card.
  • Simply call Mashreq Bank at 04 4244449 within 48 hours to convert your purchase to a 3 or 6 or 12 months 0% Easy Payment Plan.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Mashreq Bank when your purchase gets converted into the instalment of your desired duration.

Minimum single purchase of AED 1000 or more is eligible for 12 months 0% EPP.

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Minimum single purchase of AED 1000 or more is eligible for 12 months 0% EPP.

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0% EPP (Easy Payment Plan) from Noor Islamic Bank offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To avail 0% EPP all you have to do is follow the steps below:

  • Make a purchase of AED 1000 or more using your Noor Islamic Credit Card at Any LuLu store or on www.luluwebstore.com.
  • Call Noor Islamic at 800-6667 within 48 hours and request to convert the purchase transaction to EPP for 12 months.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Noor Islamic when your purchase gets converted into the instalment of your desired duration
0% EPP (Easy Payment Plan) from National Bank of Abu Dhabi (NBAD) offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To avail 0% EPP all you have to do is follow the steps below:

  • Make a purchase of AED 1000 or more using your NBAD Credit Card at Any LuLu store or on www.luluwebstore.com
  • Call NBAD at 800 2211 within 48 hours and request to convert the purchase transaction to EPP for the required tenure which is 3 or 6 or 12 months.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by NBAD when your purchase gets converted into the instalment of your desired duration.

Minimum single purchase of AED 1000 is eligible for 3 months 0% EPP.

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Minimum single purchase of AED 1000 or more is eligible for 3 months 0% EPP.

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0% EPP (Easy Payment Plan) from National Bank of Fujairah offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To avail 0% EPP all you have to do is follow the steps below:

  • Make a purchase of AED 1000 or more using your National Bank of Fujairah Credit Card at Any LuLu store or on www.luluwebstore.com
  • Call National Bank of Fujairah at 8008623 within 48 hours and request to convert the purchase transaction to EPP for 3 months.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by National Bank of Fujairah when your purchase gets converted into the instalment of your desired duration.
0% SIP (Samba Instalment Plan) program from Samba Bank offers you the comfort of shopping for all the things you love with the convenience of paying for it later at no extra cost.

To avail 0% SIP, all you have to do is follow the steps below:

  • Make a purchase of AED 1000 or more at any LuLu store or on www.luluwebstore.com using Samba Credit Card.
  • Email your purchase invoice to Samba at sip@samba.com with your name, mobile number, transaction details, order ID number.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by Samba when your purchase gets converted into the instalment of your desired duration.

Shopping just got easier with the 0% Easy Payment Plan from RAKBANK Credit Cards.

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  • Make a purchase of AED 1000 or more at any LuLu store or on www.luluwebstore.comusing RAKBANK Credit Card.
  • Call RAKBANK at 04 213 0000 within 48 hours and request to convert the purchase transaction to EPP for 3 or 6 months.
  • Processing fee may or may not be changed by the bank for the facility from time to time. Pls check with the bank call center.
  • Customer will be notified by RAKBANK when your purchase gets converted into the instalment of your desired duration.